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Chequing Accounts

Whether you use your account daily or only a few times a month, manage your finances online or prefer to come in to a branch, Oak Bank Credit Union has an account that is affordable and designed for your needs.

 

Personal Chequing Accounts

 

Account

Ideal for…

Sample Monthly Account Activity

  • Regular Chequing
  • Members who anticipate having a low volume of transactions.
  • Monthly fee charged on a per-transaction basis
  • Maintain a minimum monthly balance over $20,000 and most transaction fees are waived.
  • 5 debit card purchases
  • 2 ATM cash withdrawals
  • 1 cheque cleared
  • 2 Online bill payments
 
  • Economy Chequing Package
  • Members who anticipate 15 – 30 debit transaction per month.
  • $13.00 monthly fee, covers 30 transaction per month
  • 14 debit card purchases
  • 6 ATM cash withdrawals
  • 2 cheque cleared
  • 2 automatic debit
  • 4 online bill payments
  • SAVES: $5.90 over regular chequing
  • Premium Chequing Package
  • Members with a high volume of transactions.
  • $18.00 monthly fee, covers unlimited number of transactions.
  •  
  • Also includes free money orders, certified cheques, and in-branch bill payments.
  • 25 debit card purchases
  • 6 ATM cash withdrawals
  • 4 cheques cleared
  • 3 automatic debits
  • 6 online bill payments
  • SAVES: $12.20 over regular chequing
  • Golden Chequing
  • Members age 60 and over
  • No monthly fee, includes unlimited number of transactions.
  • No charge for money orders, certified cheques, and in-branch bill payments.
  • No charge for cheque orders.
  • 10 debit card purchases
  • 6 ATM cash withdrawals
  • 4 cheques cleared
  • 4 in-branch bill payments
  • 1 book of cheques ordered
  • COST: $0
  • Career Chequing Package
  • Young adult members aged 18-24
  • $6.00 monthly fee, covers 30 transactions per month (transactions greater than 30 will be subject to current fees)
  • First cheque order free
  •  
  • Monthly $6.00 fee waived for current school year with proof of post-secondary enrollment.
  • 20 debit card purchases
  • 6 ATM cash withdrawals
  • 3 automatic debits
  • 5 online bill payments
  • 1 cheque cleared
  • SAVES: $17.85 over regular chequing
  • Cache Chequing
  • Young members age 13-18 ready to start their own bank account.
  • No monthly fee, covers 30 transactions.
 
  • US Chequing
  • Members who wish to hold US funds, or write cheques is US dollars.
  • No monthly fee.
  • $2.00 per cheque or automatic debit.
 

 

Business and Organization Accounts

 

Account

Ideal for…

Features

  • Business Chequing
  • Commercial members who anticipate having a low volume of transactions and would benefit by paying per transaction.

 

  • Maintain a minimum monthly balance over $20,000 and cheque and pre-authorized debit fees will be waived.
  • Monthly fee charged on a per transaction basis.
  • Free deposits and transfers.
  • Business Package 1
  • Commercial and Ag members with a higher volume of chequing transactions and desire a flat rate fee.

 

  • $20.00 monthly fee.
  • Includes 25 transactions.
  • Free deposits and transfers.
  • Business Package 2
  • Commercial and Ag members with a higher volume of chequing transactions and desire a flat rate fee.

 

  • $37.00 monthly fee.
  • Includes 50 transactions.
  • Free deposits and transfers.
  • Business Package 3
  • Commercial and Ag members with a higher volume of chequing transactions and desire a flat rate fee.

 

  • $47.00 monthly fee.
  • Includes 75 transactions.
  • Free deposits and transfers.
  • Business package 4
  • Commercial and Ag members with a higher volume of chequing transactions and desire a flat rate fee.

 

  • $92.00 monthly fee.
  • Includes 150 transactions.
  • Free deposits and transfers.
  • Agriculture Chequing
  • Ag members who anticipate having a low volume of transactions and would benefit by paying per transaction.

 

  • Maintain a minimum monthly balance over $20,000 and cheque and pre-authorized debit fees will be waived.
  • Monthly fee charged on a per transaction basis.
  • Free deposits and transfers.
  • Clubs and Teams Chequing
  • Community organizations
  • Clubs and Associations
  • Sports teams
  • No monthly fee
  • Free deposits, withdrawals, and transfers.
  • Per-item charge for cheque clearing and pre-authourized debits.