MOBILE WEB  |  ONLINE BANKING  |  CONTACT INFO

Products and services

 

Chequing Accounts Nut Club
Savings Accounts Insurance
Loans and Mortgages Other Services
Investments  

 

Chequing Accounts

Whether you use your account daily or only a few times a month, manage your finances online or prefer to come in to a branch, Oak Bank Credit Union has an account that is affordable and designed for your needs.

 

Personal Chequing Accounts

(Service Costs effective March 1st, 2015)

Account

Ideal for…

Sample Monthly Account Activity

  • Regular Chequing
  • Members who anticipate having a low volume of transactions.
  • Monthly fee charged on a per-transaction basis
  • Maintain a minimum monthly balance over $20,000 and most transaction fees are waived.
  • 5 debit card purchases
  • 2 ATM cash withdrawals
  • 1 cheque cleared
  • 2 Online bill payments
 
  • Economy Chequing Package
  • Members who anticipate 15 – 30 debit transaction per month.
  • $13.00 monthly fee, covers 30 transaction per month
  • 14 debit card purchases
  • 6 ATM cash withdrawals
  • 2 cheque cleared
  • 2 automatic debit
  • 4 online bill payments
  • SAVES: $5.90 over regular chequing
  • Premium Chequing Package
  • Members with a high volume of transactions.
  • $18.00 monthly fee, covers unlimited number of transactions.
  •  
  • Also includes free money orders, certified cheques, and in-branch bill payments.
  • 25 debit card purchases
  • 6 ATM cash withdrawals
  • 4 cheques cleared
  • 3 automatic debits
  • 6 online bill payments
  • SAVES: $12.20 over regular chequing
  • Golden Chequing
  • Members age 60 and over
  • No monthly fee, includes unlimited number of transactions.
  • No charge for money orders, certified cheques, and in-branch bill payments.
  • No charge for cheque orders.
  • 10 debit card purchases
  • 6 ATM cash withdrawals
  • 4 cheques cleared
  • 4 in-branch bill payments
  • 1 book of cheques ordered
  • COST: $0
  • Career Chequing Package
  • Young adult members aged 18-24
  • $6.00 monthly fee, covers 30 transactions per month.
  • First cheque order free
  •  
  • Monthly fee waived for 1 year with proof of post-secondary enrollment.
  • 20 debit card purchases
  • 6 ATM cash withdrawals
  • 3 automatic debits
  • 5 online bill payments
  • 1 cheque cleared
  • SAVES: $17.85 over regular chequing
  • Cache Chequing
  • Young members age 13-18 ready to start their own bank account.
  • No monthly fee, covers 30 transactions.
 
  • US Chequing
  • Members who wish to hold US funds, or write cheques is US dollars.
  • No monthly fee.
  • $2.00 per cheque or automatic debit.
 

 

Business and Organization Accounts

 

Account

Ideal for…

Features

  • Business Chequing
  • Commercial members who anticipate having a low volume of transactions and would benefit by paying per transaction.

 

  • Maintain a minimum monthly balance over $20,000 and cheque and pre-authorized debit fees will be waived.
  • Monthly fee charged on a per transaction basis.
  • Free deposits and transfers.
  • Business Package 1
  • Commercial and Ag members with a higher volume of chequing transactions and desire a flat rate fee.

 

  • $20.00 monthly fee.
  • Includes 25 transactions.
  • Free deposits and transfers.
  • Business Package 2
  • Commercial and Ag members with a higher volume of chequing transactions and desire a flat rate fee.

 

  • $37.00 monthly fee.
  • Includes 50 transactions.
  • Free deposits and transfers.
  • Business Package 3
  • Commercial and Ag members with a higher volume of chequing transactions and desire a flat rate fee.

 

  • $47.00 monthly fee.
  • Includes 75 transactions.
  • Free deposits and transfers.
  • Business package 4
  • Commercial and Ag members with a higher volume of chequing transactions and desire a flat rate fee.

 

  • $92.00 monthly fee.
  • Includes 150 transactions.
  • Free deposits and transfers.
  • Agriculture Chequing
  • Ag members who anticipate having a low volume of transactions and would benefit by paying per transaction.

 

  • Maintain a minimum monthly balance over $20,000 and cheque and pre-authorized debit fees will be waived.
  • Monthly fee charged on a per transaction basis.
  • Free deposits and transfers.
  • Clubs and Teams Chequing
  • Community organizations
  • Clubs and Associations
  • Sports teams
  • No monthly fee
  • Free deposits, withdrawals, and transfers.
  • Per-item charge for cheque clearing and pre-authourized debits.